by al5dy 1 (0 reviews)

Buckmerce – Bank Payments via Plaid for WooCommerce

Name: Buckmerce – Bank Payments via Plaid for WooCommerce
Author: al5dy

Accept ACH bank payments in WooCommerce with Plaid. A Pay by Bank payment gateway with automatic order updates, refunds and ACH return alerts.

Buckmerce ranks #59,537 among WordPress.org plugins with 1+ active installations, is #7,243 of 14,124 in the E-commerce category, a 1/5 rating from 0 reviews, and was last updated Oct 12, 2026. Data from WordPress.org, refreshed twice daily — see methodology.

Compatible with WP 7.1

v1.0.1 Current Version v1.0.1

Updated 3 weeks ago Last Update on 12 Oct, 2026

Refreshed 1 week ago Last Refreshed on

#7,243 of 14,124 in E-commerce Actively maintained

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Rank

#59,537

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Active Installs

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Downloads

434

+4 today

Support Resolved

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Rating

20%

Review 1 out of 5

1 (0 reviews)

Next Milestone 10

Total Progress 30%

0+ 10+

46,600

Ranks to Climb

Growth Needed

8,000,000

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Plugin Details

Version: 1.0.1
Last Updated: Oct 12, 2026
Requires WP: 6.6+
Tested Up To: 7.1
PHP Version: 8.1 or higher
Author: al5dy

Support & Rating

Rating: ★ ☆ ☆ ☆ ☆ 1
Reviews: 0
Support Threads: 0
Resolved: 0%

Keywords

ACH bank transfer pay by bank plaid woocommerce

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Frequently Asked Questions

Common questions about Buckmerce – Bank Payments via Plaid for WooCommerce

Pay by Bank lets a customer pay for an order directly from a bank account instead of a card. With Plaid Payments the customer connects their bank through Plaid and approves a one-time ACH payment, and WooCommerce is updated automatically as the payment moves through the banking system.

Install and activate Plaid Payments, enter your Plaid keys, follow the status checklist until it shows Ready, and tick Offer Pay by Bank at checkout. The Installation section lists every step. You can try the whole flow in test mode before you take a real payment.

Yes. Payments are processed by Plaid, so you need your own Plaid account with Plaid Transfer enabled. You can start in Plaid's free Sandbox and apply for Production access when you are ready to accept live payments.

The plugin is free. There is no license key, no paid upgrade, no trial timer and no usage limit, and Plaid Payments adds no fees of its own. Plaid charges for Plaid Transfer according to your agreement with Plaid, so check your Plaid pricing and compare it with your card processing fees.

Plaid Payments is for stores that charge in US dollars and customers who pay from a US bank account at a bank or credit union supported by Plaid. Pay by Bank is hidden automatically when the store or order currency is not USD.

The customer selects Pay by Bank in WooCommerce, reviews the order amount on the payment page, then opens Plaid's secure bank connection. They choose their bank and account and authorize the payment in Plaid, then return to the order confirmation page.

Pay by Bank in Plaid Payments is an ACH debit: the customer authorizes a one-time payment that is collected from their US bank account. Some people call this kind of payment an eCheck or ACH direct debit. It is not a wire transfer and not a paper check.

ACH is not instant. Bank payments usually take a few business days to complete. The exact timing depends on the payment network you choose (Standard ACH or Same Day ACH), on Plaid and on the banks involved. Same Day ACH payments made after Plaid's daily cut-off are sent as Standard ACH automatically.

By default, when Plaid reports that the funds are available. You can instead choose to confirm when the transfer is settled. Until then the order stays On hold. A bank payment can still be returned after it is marked paid, which is why Plaid Payments keeps monitoring it.

No. Bank sign-in and payment authorization happen inside Plaid. Plaid Payments only stores the Plaid payment references and payment status needed to manage the WooCommerce order.